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Last week, one of the rep from one of the leading bank in m’sia ada bgtau aku pasal berita tergempar nie.. rumors jer nie.. dia kata, beginning next year, BNM akan buat additional regulation yang akan kasi significant impact pada property market m’sia..
1st : Kadar faedah untuk pembiayaan rumah will be standardize between the local banks.. ape yang aku dengar, local bank will only offering up to BLR – 1.7 instead of BLR – 2.1/2.0 as up to day.. maknanya, by next year, semua local bank will offering the same interest rate.. da tak competitive, the reason given, BNM nak customer shop for service instead of products.. I agreed but there must be a balance..

2nd : No more Zero Entry Cost (ZEC) or Free Moving Cost (FMC).. kalo korang xtau, ZEC and FMC nie more or least the same, it just the term jer.. by next year, none of the local banks will be offering such service.. meaning, korang kena top up sendiri untuk legal fees, loan fees, stamping fees.. So, lagi banyak cash yang diperlukan.. This is going to give sagnificant impacts on individual cash flow.. rational nye, aku sendiri pon xpaham.. probably, government had projected the impact on M’sian property market..

This entry was posted on Monday, November 9th, 2009 at 23:32 and is filed under Myself. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.